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Financial Tool

Salary Budget Planner

Plan your budget using the popular 50/30/20 budgeting rule tailored for Kenyan salaries.

The 50/30/20 Rule

A simple, effective budgeting framework to manage your money wisely

50%

Needs

Essential expenses you cannot avoid: housing, food, transportation, healthcare

30%

Wants

Non-essential but enjoyable: entertainment, shopping, dining out

20%

Savings

Future security: emergency fund, investments, retirement

Calculate Your Budget

Calculate Your Budget

Detailed Budget Breakdown

Needs (50%)

Ksh

0.00

🏠

Housing

Ksh

0.00

🍎

Food & Groceries

Ksh

0.00

🚗

Transportation

Ksh

0.00

Wants (30%)

Ksh

0.00

🎬

Entertainment

Ksh

0.00

🛍️

Personal Shopping

Ksh

0.00

📚

Education/Self-Development

Ksh

0.00

Other Discretionary

Ksh

0.00

Savings (20%)

Ksh

0.00

🛡️

Emergency Fund

Ksh

0.00

📈

Investments

Ksh

0.00

Budgeting Tips

Build an emergency fund covering 3–6 months of expenses

Consider investing through a Sacco

Start retirement planning early

Protect yourself with insurance

Ready to optimize your budget?

Start with understanding your taxes accurately.